The Vice President of Business Services has overall responsibility for planning, development, and execution of Meriwest’s Business Services Department. This role leads all aspects of the Business Services Department, including: business loan origination and pipeline management; processing and underwriting; servicing and portfolio management; and treasury (cash) management services.

• Leadership: Manage, lead and coach the Business Services Department by developing a culture of success, and a long-term business strategy for the department. Drive operational and business efficiencies for Business Services through all channels, while maximizing revenue streams and profit.
• Growth: Execute plans to maximize revenue in the Business Services Department and across Meriwest.
• Risk Management: Manage loan level, concentration level and portfolio level risk through proper risk mitigation strategies, consistent loan reviews, and asset protection strategies.
• Strategy: Lead long-term business planning, annual business plan development, and roadmap creation related to Business Services. Evaluate and advise on the impact of planning, introduction of new programs/strategies, and regulatory action.
• Networking: Network with industry-related entities to understand trends, develop loan participation partners, and obtain opportunities for partnerships and expansion.
• Compliance: Ensure the business unit is compliant with regulatory standards and company policies, including all processes, loan and file documentation, participation agreements, and other contractual agreements.

• Eight or more years of experience in a financial institution in a commercial lending manager (or equivalent) capacity dealing with Commercial and SBA loans, and Treasury Management.
• Formal Commercial Credit Training, or skills commensurate with this level of knowledge.
• Bachelor’s degree. Master’s degree in the related discipline preferred.
• Excellent communication skills, verbally and in writing, with the ability to communicate effectively to all levels of internal and external personnel.
• Ability to read, interpret, and analyze financial statements including cash flow and collateral analysis and interest and payment calculations.
• Thorough knowledge of the SBA lending business, the legal aspects of related financial products and services, bylaws and regulations that apply to federally chartered credit unions.
• Ability to read, understand, and analyze complex tax returns for the purposes of determining the qualifications of a potential borrower.
• Thorough understanding of loan programs, credit reports, personal and business financials, audit, and loan default process.
• Proficient with Microsoft Office programs including Excel, Word, PowerPoint, and Outlook.
• The ability to motivate or influence inside or outside senior level personnel is a critical part of the job, requiring a significant level of influence and trust. Obtaining cooperation and agreement on important outcomes via frequent material presentations and a professional level of written communication skills are essential to the position.