N/A
Assistant Vice President – Wholesale Credit, GSC’s
2 years ago
Oops! You need to have an account to use this feature
Sign up to access features including all filters, job matching, dashboard, apply service, etc.
Clicking the link below will open a new window in your browser where you can apply directly to this role. Please check out our Pricing Plans if you’d like us to apply to jobs on your behalf.
Business: Risk
Open positions: 1
Role Title: Assistant Vice President – Wholesale Credit, GSC’s
Global Career Band: 5
Location (Country / City ): Hyderabad
Recruiter Name : Padmashree V
Why join us?
Wholesale Credit & Market Risk [WMR] is responsible for the approvals, policies, portfolio management and reporting on the Group’s Wholesale Credit and Market Risk exposures.
The UK Corporate Approvals HYD/KOL team supports HBEU WMR by performing credit approvals / recommendation for relationships falling within the Large Corporate / Global Banking portfolio of HSBC UK and extends to other sites across HBEU. The role entails reviewing credit submissions, challenging the Relationship Manager’s proposition where required and approving / recommending a lending position within delegated authority after suitably mitigating the Bank’s risks.
The role holder[s] will have the following broad responsibilities:-
- Analyse new / existing corporate counterparties in the Large Corporate / Global Banking Segment of UK/other HBEU sites and approve / recommend a lending position within appropriate delegated credit authority.
- Work independently on credit proposals to reach a solution in close and constructive collaboration with colleagues within WMR CoE, Wholesale Credit Risk and Business Teams in HSBC UK / other HBEU sites.
- Participate in credit / risk meetings with Front Office / HSBC UK / other HBEU site WMR colleagues.
- Closely monitor risk events and be able to timely escalate to management.
- Prepare for audit, regulatory initiatives and internal projects pertaining to credit risk management
- Represent WMR CoE in Shared Services and New Business initiatives where required
- Flexibility to travel, if required
What you will need to succeed in the role:
- Academics – Graduate degree in commerce/ economics/ management/ engineering. Qualifications in Finance/ CA/ ICWA/ CS/ CAIIB preferred.
- 7+ years of relevant experience in Corporate / SME Credit in a reputed Bank/ Financial Institution.
- Strong understanding of financial statement analysis and credit lending products
- Strong analytical skills to quickly interpret data & facts to arrive at meaningful conclusions
- Excellent interpersonal, English communication and negotiation skills
- Customer centric mind-set
- Resilience to work under pressure to meet aggressive deadlines.
What additional skills will be good to have?
- Role holders need to be flexible in terms of approach/expectations.
- Routine work involves regular dialogue with colleagues in HSBC UK/other HBEU sites. Hence, Role Holders must be willing to work late evening hours with an indicative log off at 9.30 pm India Time. However, Role Holders must be prepared to stay longer to meet business requirements.