You’ll be leading the Credit Operations team across Asia Pacific markets (Malaysia, Singapore, Hong Kong & Taiwan), ensuring top-notch operational performance and meeting agreed targets.

• Lead Retail/Corporate/Dealer Credit teams to ensure risk-related practice & operation strictly adhere to global rule and local policies.
• Establish local Retail/Corporate/Dealer Credit policy to appropriately support business and in line with global credit rule, product rule and local regulation.
• Manage risk-related KPIs and adjust risk appetites to achieve company target.
• Collaborate with HQ stakeholders to enhance automation of contract origination process and scorecard development.
• Act as Deputy Credit Risk Manager.
• Guide Underwriting team to execute high quality standards for each new credit application.
• Provide consultation to markets on risk related topics and best practices in underwriting.
• Conduct risk audit function over Retail/Corporate dealer Underwriting, and credit administration.

• Bachelor’s degree preferable in Finance, Accounting, Business or related discipline.
• Minimum of 7 to 10 years direct experience in credit operations and leadership role.
• Extensive knowledge of credit systems and practices, operations in a bank or financial institution or shared services industry.
• Strong understanding of the hire purchase and credit/finance industry, business operations, financial analysis, portfolio trends/behaviour and lending guidelines of market.
• Knowledge of local regulations within Asia Pacific markets.
• Good knowledge in Ms Office software like Word and Excel.
• Good spoken and written English. Added advantage: Conversant in Cantonese/Mandarin and local dialects.
• Good communication and interpersonal skills (ability to interact with all levels).
• Ability to quickly adapt to new culture and environment.