We’re looking for a Director to join our Risk & Controls Discipline (RCD) to lead our central Shared Services function, to drive fresh thinking within the first line risk management space, and help us achieve the next phase of our growth ambition. The successful person will help our Risk Business Partners and senior leaders to shape and implement controls, and run all aspects of Monzo’s Enterprise Risk Management Framework (ERMF) in the first line of defence.

• Leading a team of experts, balancing delivery with continuous improvement, and engaging with senior leadership to drive strategic impact
• Representing Monzo in external regulatory engagements and industry forums, managing requests and enhancing our regulatory relationships
• Ensuring thorough execution of risk-based commitments, and synthesise insights from risk assessments to inform both current and future practices
• Aggregating and challenging outputs from risk assessments (RCSA) in the 1st line, joining the dots, making sense of the combined results and focussing on both historical and proposed practices
• Elevate Monzo’s control environment to greater maturity and scalability, pioneering a proactive approach to risk management
• Fostering positive relationships across the three lines of defence, addressing control gaps, implementing effective solutions, and promoting a transparent risk culture

• You bring exceptional risk and control expertise from UK banks, financial services, or FinTech
• You have a proven ability to influence senior stakeholders and tackle complex issues in matrix environments
• You have a strong track record in managing 1st line risk – and are ‘hands on’ in doing so – with experience growing new business ‘in control’
• You’re a data driven control leader
• You thrive in fast-paced settings, showcasing resilience, adaptability, and exceptional execution skills as the landscape evolves
• You exhibit curiosity and collaboration, adept at asking insightful questions and quickly acting on new information
• Experience in fintech, deploying AI, or working in scaling environments or tech companies is a plus!